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COMMERCIAL  COURT CASES

 

IN THE HIGH COURT OF JUSTICE (COMMERCIAL DIVISION) HELD ON 12TH DAY  OF JANUARY 2010 BEFORE HER LADYSHIP BARBARA ACKAH-YENSU (J)

 

                                                                             SUIT NO. BFS/67/09   

 

LA COMMUNITY BANK                         ====          PLAINTIFF

VRS

MRS CYNTHIA MERLEY TACKIE                 ====          DEFENDANT

AND

FLORA B. QUAYE                                  ====          CLAIMANT

====================================================JUDGMENT

 

 

By reason of a judgment obtained by the Plaintiff/Execution Creditor, La Community Bank, (designated the defendant in this inquiry) against Mrs. Cynthia Merley Tackie, the former went into execution attaching some properties of the Defendant/Execution Debtor including a GMC car with registration number GE 4632 Z; the property in dispute. The Execution Creditor did so because they believed that the car formed part Mrs Tackie’s properties.

Pursuant to a Registrar’s Summons filed on 11th August 2009, the Court ordered that the Claimant and Execution Creditor appear before the Court for the determination of the interest of the claimant.

The Claimant herself did not appear in court, neither was she represented by any person. Claimant’s lawyer however subpoenaed an officer of the Driver and Vehicle Licensing Authority (DVLA), Mr. Abraham Tetteh, to testify. Mr. Tetteh tendered in evidence (exhibit “A”), which is a completed copy of the DVLA Registration form. From exhibit “A” the car in question is registered in the name of Flora Quaye. Under cross-examination, Mr. Tetteh stated that there were situations where vehicles are sold to third parties and DVLA is not made aware of it; therefore it could be possible that Flora Quaye had sold the vehicle in question to Mrs Tackie but there had been no change of ownership.

The Claimant’s 2nd witness was the Defendant/ Execution Debtor. Her evidence was that the Claimant used to be her landlady and was resident outside the country. Her further evidence was that the Claimant left the car in Defendant’s care and asked her to occasionally warm the vehicle. She said she was just warming the vehicle when it was attached by the court officials. Under cross-examination, she stated that the Claimant was not aware of the instant action and that Defendant’s lawyer brought the matter to court.

The evidence adduced on behalf of the Plaintiff/Execution Creditor by Emmanuel Obeng was that the vehicle had been in the possession of the Defendant for some time, and she visited the Plaintiff-Bank a number of times in the said vehicle.

In the case of Lemanu v Duala [1962] 1GLR 60, it was held that the burden of proving her title is on the claimant; this trite learning. It was also held in the case of Salana v Sharani [1973] 2GLR 364, that possession is 9/10th of the law, therefore if the Claimant was in possession of the attached property then the burden was lighter on the Claimant. Undoubtedly therefore, the onus of proving ownership of the vehicle in question was on the Claimant herein.

In my opinion, it cannot be said that Flora Quaye is definitely the claimant in this matter.  Apart from exhibit “A” from DVLA, the said Claimant herself did not herself did not adduce evidence on the ownership of the vehicle in question. It is trite learning that one making a claim should be known. After all, it is possible to own a vehicle but the registration would be in the name of someone else.  There is also the possibility of collusion with the judgment debtor to deprive the judgment creditor of the fruit of her judgment. Therefore the Claimant is required to satisfy the Court of her claim. There is nothing to show that the supposed Claimant herein herself was a party to this action; it is simply her name that appears on the process filed. The Claimant ought to have testified either herself, or through an attorney properly appointed.

It is not sufficient for the Defendant/ Execution Debtor’s own lawyer to file an Interpleader for the supposed Claimant, who is not known in anyway but by name only; and for the Defendant/Execution Debtor herself to come and testify. I will therefore find that the supposed Claimant has not made out her case on the balance of probabilities, and must therefore fail. 

Counsel for Plaintiff has submitted in her written address that the conduct of Counsel for Defendant is prohibited by the Legal Profession (Professional Conduct and Etiquette) Rules, 1969 (L.I.613).  I will agree with the submissions made by Counsel for the Executioner/Creditor that Counsel for Defendant’s conduct was unethical and clearly unprofessional. I was minded to report Counsel to the Disciplinary Committee of the General Legal Council, but I am not sure Council understood the import of his action, and have therefore decided to hold my hand.

Before I end however, I will also sound a note of caution to Plaintiff/Execution Creditor on the basis of Kumah v Himah [1977] 1GLR 204, to satisfy itself by doing due diligence that the vehicle indeed belongs to the Executive Debtor, to avoid being mulcted in costs for attaching property belonging to someone else. In the said case, it was held that a certificate of purchase issued after a court sale under a writ of fi.fa. did not itself confer an indefeasible title.

To recapitulate, I hold that the claim of the Claimant that she is the rightful owner of the vehicle with registration number GE 4632 Z has not been proved, and is accordingly dismissed. Costs of GH¢2,000.00 awarded in favour of the Execution/Creditor.

 

 

                                                                             (SGD)

BARBARA ACKAH-YENSU(J)

JUSTICE OF THE HIGH COURT

COUNSELS

TEIKI AKWETTEH                         -        PLAINTIFF

KORSAH BROWN                         -        CLAIMANT

 

 

 

 

 
 

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