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COMMERCIAL  COURT CASES

 

IN THE HIGH COURT OF JUSTICE (COMMERCIAL DIVISION) HELD IN ACCRA ON  25TH MARCH 2010 BEFORE HER LADYSHIP BARBARA ACKAH-YENSU (J)

 

SUIT NO.BDC/38/08

 

ZORWARDIAN LIMITED                                           ====   PLAINTIFF 

                      VRS

MRS. AKOSUA SPIGNER                                         ====   DEFENDANT

                     AND

YAA ASA-AWUKU @ YAA OLUHWEHUJE          ====   CLAIMANT

=========================================================

 

 

JUDGMENT

In this Interpleader suit, the Claimant, Yaa Asa-Awuku, also known as Yaa Oluhwehuje, contends that the Execution-Debtor has no attachable interest in the unnumbered house lying and situate at Nnuakoomu, Mamfe, Akwapem which has been attached by the Plaintiff/Execution-Creditor in execution of the judgment of the Court against the Defendant/Execution Debtor. Her case is that the said property is not the personal property of the Defendant/Execution Debtor. Secondly, the Claimant who is claiming to have a joint interest with Defendant was not a party to the suit between the Plaintiff and Defendant.

From the documents attached to the Affidavit of Interest, namely; Indenture dated 29th August 2000 between Opanyin Kwabena Baah, Head and Lawful Representative of Asona Family of Mamfe in the Akwapim Traditional Area on one side, and Akosua and Yaa Asa Awuku on the other; Application for Building Permit and the Permits; Bill of Quantities; and a copy of the Contract Agreement between Akosua and Yaa Asa Awuku and the Plaintiff herein, among others, I am satisfied that the property in question is owned jointly by the Defendant/Execution-Debtor and the Claimant.

When two or more persons become entitled to simultaneous enjoyment of land, co-ownership of land arises. The common feature of co-ownership is the unity of possession. It means that each owner is as entitled to possession of every part of the land as the other(s). No co-owner can appropriate any part of the land exclusively to himself. Co-ownership may be brought to an end either by partition or by union in a sole tenant. Co-ownership may be partitioned either by the voluntary act of all the tenants or compulsorily by an order of the Court. However, the actual process of physical partition could lead to absurd results

The English Partition Act of 1868 conferred on the court the power to order a sale of the property instead of partition. Such an order is preferable to an order for partition especially where the property involved does not lend itself to a fair and practical partition physically. Where the court orders a sale, the tenants share the proceeds of sale in the requisite proportions. The English Partition Acts of 1539, 1540 and 1868 have been incorporated into the common law of Ghana by section 119 (1) of the Courts Act, 1993, Act 459.

It is my opinion that the fact that Defendant has only half share in the property in question should not prevent the attachment of the said property in execution of the judgment. It is obviously not practicable to partition the property and share it physically between the Defendant and the Claimant. The more practicable thing to do is to sell the property and Claimant’s share of the proceeds given to her. I will rely on the principle that equality is equity. On the other hand, the Claimant may offer to buy Defendant out. By so doing, the Claimant would then pay Plaintiff the judgment debt.

Counsel for the Claimant submitted that the attachment of the property in question by Plaintiff should be set aside because the said property is not the personal property of the Defendant. I do not know what principle of law Counsel is relying on, and I do not understand what he means that Order 44 Rule 2 (5) of C.I. 47 indicates that only “personal or private properties” of the judgment debtor can be attached in execution.  I also do not believe that the cases cited by Counsel; National Securities v Hegerty [1985] 1 QB 859, and Thames Guaranty Limited v Campbell [1984] 3 WLR 109 apply to the instant matter. In the first case, the husband who was a joint tenant with his wife, alone applied for a loan and signed the legal charge over their joint property and forged the wife’s signature on the document. In the second case, the husband used their matrimonial home as security for a loan and caused the documents of title to the house to be deposited with the plaintiffs without the consent of his wife. The facts are totally different from the instant matter.

The correct statement of the law is that the interest of Defendant/Execution-Debtor can be sold in execution, but the purchaser acquires nothing more than the interest of the Defendant in the property.

This position was espoused in the case of Lyall v. Dougan; Yanba (Claimant) [1890] Sar. FLR.56 which case was cited with approval by Ollenu J in the case of Dao v. Klu (Dzaba- Claimant)[1961] 2 GLR 555.

Applying the law to the instant case, I hold that the Claimant has established her claim that she is co-owner of the property in question, but not that the property cannot be attached. I hold further that the interest/share of the Defendant/Execution-Debtor in the property can be sold in execution, and therefore the claim must succeed to the extent that the Claimant has an equal interest/share in the property and to that extent only.

The claim is allowed, the Claimant is declared half owner of the property. It is directed that the sale should proceed subject to the said right and title of the Claimant.

There shall be no award as to costs. Each party should bear its own cost.

 

 

                                                                        (SGD)

BARBARA ACKAH-YENSU (J)

JUSTICE OF THE HIGH COURT

 

COUNSEL

AKUSIKA DADZIE               -        PLAINTIFF

GEORGE ABORGAH          -        CLAIMANT

 
 

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